Littlewoods is one of the most popular and successful online catalogues in the UK. This store sells a huge range of products including clothing, technology, toys and appliances from a large list of top brands. Littlewoods have different payment options, and you can spread the cost over a period of time rather than having to pay upfront.
Littlewoods is a branch of The Very Group. Another catalogue that this group owns is Very. Both have headquarters in Speke, Liverpool. Both catalogues accept people with poor credit scores and offer a competitive credit limit, which increases over time.
History of Littlewoods
The Littlewoods catalogue has been an important part of British retail history. It started over 80 years ago as a printed catalogue, it has always kept up to date with fashion trends and sold a variety of clothing for men, women and children.
However, as more people started using the internet to shop, the physical copy of the Littlewoods catalogue was dropped. The catalogue is fully online now, and they have hugely expanded their product range over the years.
What does Littlewoods sell?
Littlewoods offers a variety of products, and they add new products at a competitive price every day. They sell products that are essential like homeware, and products that are non-essential like clothing and accessories.
This catalogue sells clothing for men, women and children. With clothing and accessories available from top brands like Calvin Klein, Valentino and The North Face, to more affordable brands like V by Very, New Look and Missguided.
Littlewoods also sell beauty and wellness products from some of the top brands in the UK. With beauty brands like L’Oreal, NYX and Maybelline available for better prices than on the high street, you can look fantastic, save money and improve your credit score all at the same time.
Also, Littlewoods sells many baby and children products from a range of brands. So if you are looking for essential products like pushchairs, car seats and high chairs, then Littlewoods has you covered. Littlewoods also has you covered for special occasions like birthdays and Christmas with a vast selection of toys from Lego, Fortnite, VTech and many more at a competitive price.
Alternatively, if you are looking to improve your lifestyle but you don’t want to break the bank with a lump sum, then Littlewoods has got you covered. They sell a fantastic range of sports and leisure equipment from brands like Nike, The North Face and Under Armour.
Or, if you are looking to improve your home either with essential goods like appliances or with decor accessories, then you should check out Littlewoods. Often furniture, home accessories and appliances are unaffordable as an upfront cost, so spreading it over a few months can seriously help you take control of your finances.
Often technology and gaming purchases are unaffordable to buy upfront. However, might be essential for work, school or leisure. Littlewoods sells the latest technology and gaming consoles you can buy. Spreading the cost of these purchases is a great way to make it more affordable whilst improving your credit score.
Littlewoods vs Competitors Prices
Littlewoods sells its products at a competitive price. With constant discounts, sales and clearance options, you can save a lot of money by purchasing from Littlewoods. On your first purchase with Littlewoods, you will receive 20% off your order.
Whilst many products are a standard price across all catalogues like smartphones, tablets and consoles, you can still save money by opting for Littlewoods due to their interest-free options for payments.
Additionally, Littlewoods rewards reliability and loyalty. So if you decide to have a credit account with them and prove you can pay back on time, they will up your credit limit every single month.
Credit Limit on Littlewoods Account
Littlewoods runs a soft eligibility checker on you to determine what your credit limit will be, so it varies from person to person. You can see your credit limit immediately upon completing the application. Littlewoods offer a fantastic maximum credit limit of £1,500. The average starting credit is between £300-500.
Even if you start with a low credit limit, you can build this up every month if you prove you are a trustworthy customer. Starting small is a great way to build up your credit score.
Littlewoods allows you to spread the cost of your purchase over weeks, months or even years with little to no interest. Here are the payment options that they offer:
Spread the cost: Littlewoods lets you spread the cost of your purchase over 20 weeks with no added interest for any order. Or, if you have an order over £250, you can spread the cost over 52 weeks with no added interest.
Buy now, pay later: If you select the buy now, pay later option then you can delay payments for 12 months. However, you have to pay interest on this purchase, and it is compounded from the day it arrives at your door. The longer you delay your payment, the higher the interest is.
2-4 years interest free: If you purchase furniture from Littlewoods, then you have the option to pay over 2 or 4 years without interest. The order must be over £499, and you can include the insurance cost in monthly payments too.
If you are purchasing a gift for someone from Littlewoods, then you can get it delivered directly to their door. It is an easy process, as all you need to do is add their address to your address book on your account and then select it as your delivery address upon check out.
Small goods include most of the items on Littlewoods – clothes, smartphones, small toys, beauty products and so on.
You can select standard delivery for small goods, which is a free option and it will arrive at you within 2 days.
Or if you would like to receive your package sooner, then you have two options. The first option is a click and collect service, which is free. Your package will be delivered to a Collect+ store near you, and you will just have to go and pick it up. If you have a particular day you want your purchase to be delivered, you can arrange this for £3.99 and book it up to 8 days in advance.
Large goods include most furniture and appliances. You can get free standard delivery on all large goods. The time frame for your purchase to arrive is from 3 days to 3 weeks.
If you want to receive your purchase sooner, then you can select express delivery at the checkout. This option costs £10 and it will arrive at your door within 2 days. Or for the cost of £15, you can get your goods delivered to you the next day, as long as you order before 8pm.
Returning an item to Littlewoods is an easy process, and there are no additional fees attached. You have a timeframe of 28 days if you are unsatisfied with it for any reason. Littlewoods will offer you a full refund if you have already paid, as long as the product is in the same condition as you received it.
Benefits of Using Littlewoods
If you have a bad credit score, then online catalogues are an easy and effective way to improve it. You may want to improve your credit score for several reasons, such as if you want to access high credit purchases like a car or holiday. It is unlikely that you will be accepted for these with a low credit score, so looking to improve your score via a catalogue is an easy way to do so.
However, you must be responsible and not pay out more than you can afford. Otherwise, it may have the opposite effect that you want for your score.
Littlewoods can help you to afford products that may seem unaffordable at an upfront price, especially products like smartphones, furniture and computers. Littlewoods will never ask you for an upfront payment and you can delay any payments up to 12 months whilst still enjoying your product.
Furthermore, Littlewoods offers some of the best interest-free options that you would not be able to find elsewhere. Paying no interest means that you do not have to pay anything beyond the purchase price.
Using online catalogues can save you money compared to in-person shopping. Often with shopping on the high street, you will have other costs to cover like public transport or petrol. This is eliminated if you shop with Littlewoods, making it more cost-effective and convenient.
Do Littlewoods Credit Check?
Littlewoods run a soft credit check on you to determine your credit limit. This check does not affect your credit score. A few things that Littlewoods will look at are:
- Your name
- Credit score
Even if you have a low credit score, Littlewoods will often accept you for a low credit limit, which can be increased over time.