Yes Catalogue Review – Is it Legit or a SCAM?

Yes Catalogue Review – Is it Legit or a SCAM?

At Catalogues for Bad Credit, we want to help you navigate through the world of online catalogues without being scammed whilst getting the best possible deals to save you money and improve your credit score. So, we have put together this guide to walk you through Yes Catalogue, and to explain if it is legit or a scam.  

What is Yes Catalogue?

Yes Catalogue is an online catalogue that sells a range of products from top brands such as Apple, Dyson, Sony, Nintendo and many more. 

The unique selling point of Yes Catalogue ‌is that it does not require a credit check and provides a minimum of £500 credit to new customers. Most online catalogues will run a credit check on you to determine your starting credit limit. However, this is not to say you can’t access credit accounts with a poor credit rating. 

Yes Catalogue also offers a ‘pro’ account, which asks you to pay £19.99 a month after a 2 week free trial. The account offers benefits like free delivery, a 10% discount on orders for friend referrals, access to high-value products, discounted items and grocery credit. 

Whilst the pro account may seem appealing, many customers have claimed that upon signing up they did not opt into the pro account, yet still got charged for it and found it difficult to cancel. 

How does Yes Catalogue work?

Yes Catalogue does not run any credit checks on customers. They claim to give a £500 credit limit to every single customer that applies. You apply online and fill in a brief questionnaire, which takes around 2 minutes to complete. They ask for your full name, date of birth, address and bank details. 

You are guaranteed a starting limit of £500, and this can rise to £600, and then to the maximum of £700. The higher amounts are provided if you pass their 6 payment test.

The 6 payment test asks you to pay for your item over 6 instalments. This proves to Yes Catalogue that you can pay on a timely and accurate basis. The 6 payments can be spread across either 6 weekly payments, 6 fortnightly payments or 6 monthly payments. After this, Yes Catalogue sees you as a qualified customer.

The catch with the 6 payments test is that you do not receive the item that you have bought until the payment process is over. 

Is Yes Catalogue legit?

Yes Catalogue has a mix of reviews online, all claiming different outcomes of what happened when they ordered from the site. On the whole, it seems as though Yes Catalogue is a scam. 

Here are some of the online reviews about Yes Catalogue:

  • “I ordered an item on their website. Paid for it which was double the amount that the item is worth. Did not receive this item. I’ve contacted customer service, discussing the item I ordered over 1 year ago!! And it still hasn’t arrived…” 
  • “Seems to be a trap to lure people with poor credit in… This is definitely not a legitimate site. Stay away at all costs.”
  • “This company is a big scam. I paid for my goods 2 months ago in full and they still can’t give me a delivery date. I’ve asked for a refund and they have refused…”
  • “Made all payments upfront before bed was delivered to which it took 4 weeks for it to be delivered. When finally arrived, parts missing to which 3 weeks later still haven’t been received (7 weeks in now) to be told missing parts will be another 2 weeks…”

What we can gather from reviews is that Yes Catalogue is not a legit website. Many people do not receive the items that they ordered. For the customers who do receive their items, items are not in good condition and are either broken or have missing parts.

Additionally, the site does not rectify mistakes made on their behalf for free. Customers have been sent the wrong items, but have to pay a £20 administration and delivery fee, even though it is not their fault. 

It also appears that Yes Catalogue does not offer refunds to their customers, with customers claiming that they were refused even when it had credible grounds. 

How to contact Yes Catalogue 

If you want to contact Yes Catalogue you can call them on 0370 0340110, and you will be directed to one of the members of their customer service team. Or, you can fill out a contact form on their website, and they will respond to your query via email. 

Alternatives to Yes Catalogue 

Although Yes Catalogue seems great on the surface with a high credit limit and not running a credit check, it should be avoided. Firstly, you have to wait for 6 payments to receive the item, whereas with other sites you can receive the item immediately and without any upfront costs. Secondly, you might not even receive your item or it may arrive in poor condition.

Luckily there are great alternatives to Yes Catalogue that are legit, can save you money and improve your credit score in the process, even if you have a poor credit score.

Some great catalogues that offer a huge selection of products including toys, technology, clothing, beauty products and sports/leisure products are Very, Littlewoods and Studio. With all of these catalogues, you can get a starting limit of at least £100, which can be built up over time if you are reliable and timely with payments. 

Unlike Yes Catalogue, your purchase will be immediately dispatched, and you will not be asked for any upfront payments. With these catalogues, returning items and receiving a refund is an easier and more legit process. 

Or, if you are looking to purchase a mobile phone on credit, but you do not have a credit score or have a very low credit score, you could have a look at Sunshine Mobile. This site does not run any checks on your credit score, and you can purchase brand new and used mobile phones at great discounts. 

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